Now sell your bank-pledged gold for a higher value.
We advance the funds to redeem your gold from the bank, settle the loan, and pay the balance — usually the same day.
- 12+ yrstrading gold in Kottayam
- 3,400+customers settled fairly
- Same daybank-pledge redemption
See what it's worth
A straight answer, before you even visit.
Move the slider to your gold's approximate weight, choose its purity, and get an indicative value instantly. Bring the gold in and we'll confirm the exact figure in front of you.
- Rates track the current market daily
- Final value fixed after in-person testing
- No obligation to sell
Indicative only. Final payout depends on in-person purity testing and the day's rate.
The difference
Why go around the bank queue
Redeeming pledged gold through a bank branch means forms, follow-ups and a counter-side valuation you can't verify. We shorten that entire process to one visit, with every gram weighed in front of you.
- Wait on bank appointments & approvals
- Pay processing & foreclosure charges
- Opaque, counter-side valuation
- Manage paperwork & visits yourself
- Uncertain final settlement date
- Advance paid immediately to redeem your gold
- We absorb the coordination, no hidden charges
- Transparent valuation you watch in person
- We manage the bank paperwork for you
- Clear payout timeline, confirmed upfront
From pledge to payout
Five steps. One visit, start to finish.
Whether your gold is sitting free at home or still pledged with a bank, the path to cash looks the same: walk in, get valued, get paid. Here's exactly what happens at each stage.
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01
Bring your documents
A valid government ID, and — if your gold is with the bank — your loan documents, so we can coordinate the redemption directly.
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02
Gold evaluation
We test purity and weigh everything in front of you, sharing the market-linked value on the spot — no back room, no guesswork.
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03
Advance payment, if pledged
If your gold is still with the bank, we advance what's needed to redeem it — so nothing sits waiting on your side.
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04
Settlement
We coordinate with your bank to close the loan correctly and completely — paperwork included.
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05
Instant cash
The final balance is paid immediately — cash or direct transfer, whichever suits you.
Our story
Built on trust, not pressure.
"They cleared my bank loan and paid the balance the same afternoon. I didn't expect it to be this simple."
A&A Gold began in Teekoy with one idea: people releasing their gold from a bank pledge deserve honesty, speed and dignity — not pressure. That's still the whole business, just grown to serve more of Kottayam and its neighbouring villages.
Every visitor gets the same process regardless of how much gold they're bringing in: purity tested openly, weight confirmed on a calibrated scale, and the day's rate applied before a single rupee changes hands. We built our name on repeat customers and word of mouth in villages where trust is earned slowly — and we intend to keep it that way.
- Every item weighed and tested in front of you, not behind a counter
- Same trained staff handle valuation and bank coordination, start to finish
- No pressure to sell — walk away any time before you agree to a price
Ready when you are.
Visit
Thenammakal, Velathusseri,
Teekoy, Kottayam, Kerala – 686580
Hours
Mon – Sat, 9:30 AM – 7:00 PM
Sunday: Closed
Service area
Teekoy and neighbouring towns across Kottayam district
Yes — it's one of our core services. We advance the amount needed to redeem your gold, then complete the settlement and pay the balance.
We test purity and weigh each item in front of you, then apply the day's market-linked rate before you agree to anything.
Once valuation and settlement are complete, payment is made the same day — cash or direct transfer, your choice.
No. The value we quote is the value you receive — no processing fees, no last-minute deductions.
Jewellery, coins, bars, broken or old pieces, and gold that's currently pledged with a bank — all valued the same transparent way.
No appointment needed — walk in any time during business hours. For larger settlements, a quick call ahead helps us prepare.
Every conversation is free, unhurried and without obligation — reach out however suits you.